Uninsured Motorists

The next time you are on the road in Newport Beach, take a moment to count the cars you see. When your count reaches seven cars, stop and think about this: according to one study in 2013, as many as fifteen percent of the 26,000,000 drivers in California are uninsured motorists. That roughly equates to one out of every seven cars on the roads with you every day, including many drivers who dropped their coverage in 2007 and 2008 to save money when the recession hit California the hardest. What happens if you find yourself in an accident with one of these drivers? If you have severe injuries, you may find that you need not only medical attention, but a lawyer as well. If you are a victim of an uninsured motorist, Jamal Injury Law P.C. can help you recover the compensation you deserve.

Legal assistance is often necessary because the costs of an auto accident can be high. Your car will most likely need repairs or replacing. Uninsured motorists can also cause injuries that require expensive medical attention. You might also lose wages from the days on which you were unable to work.

California only requires drivers to purchase $15,000 of liability insurance, which might not be enough to cover all of your losses if your accident occurs in or around Newport Beach. Even worse, when the driver that hits you has no insurance, you will likely not be able to recover anything at all.

Fortunately, if you are a California driver, you can purchase coverage from your own insurance company to protect you against uninsured motorists. This coverage is an optional addition to the liability insurance you must have as a driver in this state, and in many cases, will provide coverage to you even if you are not in your car when the accident occurs. The purpose of this coverage is to bridge the gap between what you receive from the other driver, and the total losses you have suffered. With so many uninsured or underinsured motorists on Newport Beach roads, this coverage is an absolute necessity for your peace of mind and to guard against the possibility of recovering nothing for your pain, suffering, and losses as a result of an accident with one of these drivers.

However, just because you have the coverage does not mean that you will not have a potential battle ahead of you. Before your insurance company will pay on an uninsured motorist claim, you must clear a number of hurdles. Overcoming these hurdles can be complex and usually requires the assistance of an experienced Newport Beach car accident lawyer. Jamal Injury Law P.C. has years of experience with these kinds of cases, and can help you gain greater clarity on your case.

Furthermore, even drivers who do not have uninsured/underinsured coverage still have the option to recover damages directly from uninsured motorists. Whatever the case may be, however, it is always better to have a knowledgeable and skilled lawyer on your side. Recovering damages from an individual with little or no insurance can be complex, and having a car accident attorney guide you through the process can save you time and money.

If you are the victim of a car accident with an uninsured or underinsured driver in or around Newport Beach, it is imperative that you seek the assistance of a lawyer immediately. Contact Jamal Injury Law P.C. now for your free consultation. You can discuss your case with attorney Sully Jamal by calling 714-907-1021. You can also complete the “Contact Form” and we will contact you shortly.